Is Orthodontic Treatment Covered by Insurance in Ontario?

Deciding to invest in orthodontic care is a wonderful step toward a lifetime of healthy, confident smiles.

However, once families decide to move forward with treatment, the very next question is usually about the finances. 

Figuring out how to pay for braces or clear aligners can feel a bit overwhelming at first.

At Bronte Family Orthodontics, Dr. Manish Aggarwal and the team believe that finances should never stand in the way of your family's health. 

Here is a clear breakdown of how insurance, payment plans, and financing options work at our clinic.

Understanding Orthodontic Insurance in Ontario

A common question we hear is whether the Ontario Health Insurance Plan (OHIP) covers orthodontic care. 

Generally, OHIP does not cover routine dental or orthodontic procedures.

However, the great news is that many private employer health benefits do include orthodontic coverage. 

Navigating orthodontic insurance in Ontario policies can sometimes be confusing, as every plan is unique. 

Some plans cover a percentage of the total fee, while others offer a fixed lifetime maximum per patient.

Our experienced administrative team is here to help you understand your specific coverage. 

We will assist you with the necessary paperwork to ensure you maximize your available benefits.

Decoding the Braces Cost in Milton

Because every smile is completely unique, there is no single, flat rate for orthodontic care.

The total braces cost in Milton patients can expect depends heavily on the complexity of the bite and the length of the treatment. 

For example, a young child starting early interceptive treatment with the Myobrace® system will have a different fee structure than a teenager requiring comprehensive traditional braces.

During your initial consultation, Dr. Aggarwal will outline exactly what your unique treatment requires. 

We pride ourselves on complete transparency, meaning you will always know the full cost upfront before any treatment begins.

Flexible Financing and Payment Plans

We understand that orthodontic treatment is a significant investment for any family. That is why we are committed to making care as accessible and affordable as possible.

You do not have to pay for your entire treatment in one lump sum. 

We offer flexible, interest-free financing options that allow you to spread the cost over the duration of your treatment.

If you are a busy professional looking for an Invisalign payment plan, we can customize a monthly schedule that fits comfortably into your budget. 

Investing in discreet Invisalign® clear aligners is easier than ever when the payments are broken down into manageable chunks.

Investing in Your Family's Health

Choosing the right provider is just as important as figuring out the financing.

When you choose to work with a dedicated specialist, you are ensuring the treatment is done right the first time. 

To learn more about our commitment to high-quality care, you can read about who we are and our clinic's philosophy.

We are proud to provide exceptional, affordable orthodontic care to families from Milton, Oakville, Mississauga, and Toronto. 

Ready to Transform Your Smile?

Do not let financial questions keep you from the beautiful, confident smile you and your children deserve.

Our team is ready to sit down with you, review your insurance, and build a payment plan that works for your family.

Book your consultation at Bronte Family Orthodontics today, and let us help you take that exciting first step!

About the Author

Dr. Manish Aggarwal is a board-certified orthodontist and the founder of Bronte Family Orthodontics in Milton, Ontario. He holds a Master of Science in Orthodontics from the University of Manitoba (2005), a Doctor of Dental Surgery degree from the University of Western Ontario (2001), and a Bachelor of Science with Honours in Human Biology from the University of Toronto. Dr. Aggarwal completed a Pediatric Dental Residency at the Hospital for Sick Children in Toronto and is a Fellow of the Royal College of Dentists of Canada (FRCD).

With over 20 years of experience since opening Bronte Family Orthodontics in 2006, Dr. Aggarwal specializes in braces, Invisalign, and preventive orthodontics for patients of all ages. He brings a patient-centered approach to care, focusing on minimizing discomfort and treatment time while maximizing results. Dr. Aggarwal stays current with the latest advances in orthodontics through ongoing continuing education and is committed to providing personalized care to every patient.

References

1. Johal, A., Alyaqoobi, I., Patel, R., & Cox, S. (2015). The impact of orthodontic treatment on quality of life and self-esteem in adult patients. European Journal of Orthodontics, 37(3), 233-237. https://doi.org/10.1093/ejo/cju047
2. Pietilä, T., & Pietilä, I. (1996). Parents' views on their own child's dentition and orthodontic treatment need. European Journal of Orthodontics, 18(1), 33-40. https://doi.org/10.1093/ejo/18.1.33